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How to buy a forever home

Posted on: Wednesday, March 12, 2025

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When searching for a home, the idea of a “forever home” is often a dream. However, whether or not you find one can depend on various factors, from your personality to your financial situation. While some individuals know exactly what they want and stick to it, for others, settling on one property for life can be a challenge. To help you find a home that could stand the test of time, here are five key considerations:

 

1. Flexibility

A home that truly lasts needs to be adaptable. As life evolves, so too will the demands on your living space. Consider an open-plan layout, which offers flexibility by allowing you to rezone the space as your needs change. For example, a dining area could easily transform into a playroom for children or a home office. When choosing a property, focus on its structural elements rather than the current décor. While sleek, modern designs may seem appealing now, they could pose practical challenges in the future. Sharp edges or minimalist features might not be ideal as your family grows, or as you age. While it's difficult to predict exactly what you’ll need 20 years from now, try to imagine how your home will accommodate your life as it evolves. Will it work if your elderly parents need to move in? What if you decide to rent out a portion of the property? Thinking about these scenarios will help ensure your home remains versatile as your life changes.

 

2. Location

Location is always crucial, but when it comes to a “forever home,” it’s even more important. Consider the long-term needs of your family, including proximity to schools, public transport, and amenities like shops and healthcare facilities. The right location can make a huge difference in the convenience and practicality of your home over the years. Think about access to schools for your children, from preschool all the way through to sixth form. In addition, well-connected areas with local amenities can make daily life easier, and enhance the long-term value of your home.

 

3. Costs

The running costs of your home are a major consideration in its longevity. While a large mansion with tennis courts and a pool might seem ideal for entertaining or family gatherings, the upkeep of such a property can be expensive. From routine maintenance to rising energy costs, larger homes often require more resources. On the other hand, an energy-efficient property can significantly reduce ongoing costs. Choosing a home that is well-insulated and doesn’t require constant repairs can save you money over time. It's essential to consider not only the purchase price but also the ongoing costs of maintaining the property. In short, when looking for a forever home, prioritise efficiency and long-term affordability.

 

4. Resale Potential

While the idea of a "forever home" is appealing, life can be unpredictable. Circumstances change, and there may come a time when you decide to sell. It's important to think about the resale potential of the property before making a decision. Avoid properties that are too niche or overly specialised, as they may limit the pool of potential buyers. While you may love a unique feature, consider how easily the property could appeal to others if you ever decide to sell.

 

5. Consider Future Needs

When buying a forever home, you should also think about your future needs. Whether it’s accommodating growing children, aging parents, or the possibility of renting out part of your property, a home that can evolve with you will have greater staying power. Additionally, consider how the home could adapt to different life stages. For example, could it be suitable for a home office as remote work becomes more common? Could it accommodate your hobbies or passions down the line? Thinking about these elements can help you find a home that supports both your current and future needs.

 

A "forever home" is not necessarily a myth, but it requires careful thought and planning. Flexibility, location, affordability, resale potential, and future adaptability are key factors to consider. By keeping these in mind, you can find a property that will continue to meet your needs for years to come. 

 

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